Terms of use
This document outlines the Terms and Conditions relating to your use of iat-harco.com© and provides additional information about HARCO National Insurance Company, its affiliates and subsidiaries (HARCO). These Terms and Conditions are applicable to your use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms and Conditions, please discontinue using and accessing this site immediately.
Privacy Policy
To receive information about HARCO's Privacy Policy, please visit our Notice of Privacy Policy.
Your use of this site
You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party's intellectual property or other proprietary rights. You agree that any information you provide through this site will be truthful and accurate.
E-mails to HARCO addresses
The HARCO e-mail system is a private e-mail system intended only for purposes authorized by HARCO. You are not authorized to send numerous unsolicited commercial e-mail messages to any e-mail addresses at @iat-harco.com. HARCO reserves the right to take actions as may be necessary to prevent misuse of its e-mail system by unauthorized parties.
Disclaimer of Warranties
Any information, services, materials, software, calculators or other items on this site are provided "as is" without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. HARCO does not warrant that this site will be uninterrupted or error free. Any risk arising out of use or performance of the information, services, materials, software, calculators or other items remains entirely with you. Under no circumstances will HARCO be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, software, calculators or other items.
Secured areas/passwords
Some portions of this site are restricted and require authorization for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas.
If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE. HARCO will not ask you for your password. If you know or suspect that your password has been compromised, change your password immediately. If you suspect any unauthorized activity related to your account, you should contact HARCO.
HARCO Intellectual Property Rights
The HARCO logo, the terms "HARCO", "HARCO Insurance," "HARCO National Insurance Companies", and the phrases "Blending tradition and innovation for more than thirty years", "The Insurer of Choice for Companies on the Move", "We understand your business", "Customer focused, service committed", "We make it our business to understand yours", "We speak your language... we listen too", "iat-harco.com", as well as all logos and graphics using the HARCO name are the intellectual property of and/or federally registered trademarks/servicemarks owned by the HARCO National Insurance Company and its affiliated organizations. HARCO may possess intellectual property rights in other logos, words, or phrases not listed here. Intellectual property rights of third parties may apply where noted. Except where otherwise indicated, all materials on this site including but not limited to graphics, text, software, audio, video, and files, are the property of HARCO and are protected by copyright or other intellectual property laws.HARCO reserves all rights to its intellectual property. You may print out a single copy of pages on this site for your personal, non-commercial use provided that all copyright, trademark or other notices are retained. ALL OTHER USES ARE PROHIBITED.
You are not authorized to use any portion of this site or any other HARCO intellectual property on any other site, in the meta-tags of any other site or in any other materials. You may not modify, publish, create derivative works, copy, distribute, or otherwise use any of this site's content or frame this site within any other site.
Links to/from other sites
For your convenience, HARCO may provide links to other Internet sites that HARCO does not maintain. You should not interpret any link to/from other sites as indicating that HARCO sponsors or endorses the sites or their materials or that the sites are affiliated with HARCO in any manner. HARCO is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites.
Availability of products and services
HARCO does business in certain states in the United States of America. Home offices are located in Rolling Meadows, Illinois unless otherwise indicated.
Not all of the products or services described on this site are available in all states. You may not be eligible for all products and services and HARCO reserves the right to determine such eligibility as permitted by law. Where noted, certain products or services may be subject to specific terms, conditions, representations or agreements. The portions of this site related to such products and services provide additional information about terms, conditions, representations, agreements, eligibility and availability.
Other agreements
These "Terms and Conditions" apply to your use of this site and do not change or alter any other contract or agreement between you and HARCO.
Coverages
For information about products, services or coverage selections offered by HARCO, please contact a HARCO agent.
Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application to HARCO. All applications are subject to underwriting approval. Coverages and availability may vary by state and additional coverage limits may be available in your state. For additional information, please contact a HARCO agent.
Claims submissions
Online claims submission is not currently available. Please call the claims number listed on the Contact Us page. An attempt at on-line submission does not commit HARCO to coverage for the loss. Information you submit regarding your insurance policy and the loss is subject to review and verification. HARCO reserves the right to request additional information prior to reaching a decision on the claim. A claim representative will be communicating with you regarding your claim. All policy provisions contained in your policy remain in effect. If you have any questions concerning the coverage afforded by your policy, please contact your HARCO agent.
Changes to this document
The content of this site and of these "Terms and Conditions" is subject to change without prior notice.
Applicable law/severability
These "Terms and Conditions" shall be governed by and interpreted according to the laws of the State of Illinois without respect to any conflict of laws provisions. If any portion of these "Terms and Conditions" is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.
Additional information about HARCO
License information
HARCO National Insurance Company, licensed in all states and the District of Columbia.
Contact information
Please Contact Us for additional information.
© Copyright, HARCO National Insurance Company, 2009. All rights reserved. This site contains materials copyrighted by HARCO National Insurance Company, used with permission. All rights reserved.